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Insured Turnover Simplified
When exporters consider trade credit insurance, one of the key concepts they encounter is insured turnover.
Understanding this term helps clarify how coverage is applied.
What is insured turnover?
Insured turnover refers to the portion of an exporter’s sales that is covered under a trade credit insurance policy.
It represents the value of transactions that are protected against non-payment.
Why does this matter?
Not all sales may be covered in the same way. Understanding insured turnover helps exporters:
- Know which transactions are protected
- Manage exposure more effectively
- Align coverage with their business activity
A simple example
An exporter generates AED 10 million in annual sales. If AED 7 million of those sales are covered under the policy, that portion represents the insured turnover.
How Etihad Credit Insurance (ECI) helps
Etihad Credit Insurance (ECI) supports exporters by:
- Structuring coverage around their trading activity
- Helping define the scope of insured transactions
- Supporting clarity on what is protected
Businesses looking to protect receivables across multiple buyers can explore Whole Turnover Insurance, while exporters managing exposure related to specific buyers or transactions may benefit from Single Risk Insurance.
To better understand the differences between coverage approaches, read our guide on Single Buyer vs Whole Turnover Insurance.
👉 Explore ECI’s trade credit insurance solution.