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ECI vs Private Credit Insurers
When it comes to protecting exports and managing trade risks, UAE businesses have options—but not all providers offer the same value. While private credit insurers offer transactional solutions, Etihad Credit Insurance (ECI) delivers strategic support tailored to national priorities and the needs of UAE exporters.
1. Mandated to Serve the UAE Economy
Unlike private insurers driven solely by profit, ECI is the UAE federal export credit company, mandated to accelerate non-oil exports and support national economic growth. This means our interests are aligned with yours—and with the country’s trade objectives.
Key advantage: ECI is here to support UAE businesses, not just manage risk.
2. Broader Risk Appetite, Especially for Emerging Markets
Private insurers often avoid high-risk regions or restrict cover for certain countries. ECI takes a different approach. With government-backed guarantees, we can underwrite transactions in markets that private players may avoid—especially in Africa, Asia, and MENA.
Key advantage: More flexibility and wider market coverage for your global ambitions.
3. Public-Private Partnerships and Strategic Collaborations
ECI actively works with UAE banks, ministries, chambers, and international export credit agencies to support exporters through a robust ecosystem.
Key advantage: Integrated solutions that go beyond insurance—offering access to finance, data, and networks.
4. Tailored Support for SMEs and National Champions
Whereas private insurers focus on large multinationals, ECI supports a broad spectrum of UAE exporters—from SMEs scaling globally to government-backed ventures.
Key advantage: Inclusive coverage that nurtures businesses of all sizes.
5. Value Beyond the Policy
Private insurers offer standard products. ECI offers value-added services including:
- Access to a database of 400M+ buyers
- Credit insights and market risk data
- Claims support and international debt recovery
- Political risk insurance
- Local advisory from a UAE-based team
Key advantage: Full-spectrum support from a partner that understands your market.
Conclusion
When choosing between ECI and private credit insurers, it’s not just about coverage—it’s about strategic alignment, market access, and long-term growth. As a UAE government-backed entity, ECI is uniquely positioned to help you expand globally, reduce risk, and contribute to the country’s non-oil trade goals.
👉 Learn how Etihad Credit Insurance can protect your business and help you grow beyond borders.